What mortgage can you afford?

One major concern many renters have is that they want to know their monthly payment before deciding to buy. This calculator can estimate the mortgage size you could afford based on your desired monthly payment.







This provides an estimate mortgage that you can afford and includes 1.2% for property tax and insurance. Please include any mortgage insurance (MI) within the 'Mortgage Interest Rate'. Current MI For FHA is 1.25% and with loans $625K or higher, MI is 1.6%. For conventional loan MI please ask your lender. If you put 20% or more as a down payment on a conventional loan, there is no MI charged. See below current mortgage interest rates.

Current loan interest rates

If you want to evaluate your buying options, please fill out the information below so that Miguel may begin to help you:




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